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Direct PLUS Loans

The Parent PLUS Loan is a loan parents may borrow on behalf of their dependent student. The federal government defines a parent as a natural or adoptive mother or father, or legal guardian (which may include a stepparent). This funding is through the Federal government and the student must have a completed FAFSA on file. Students must be making Satisfactory Progress with Indiana Tech and enrolled at least half time (6 credit hours per semester). The amount requested will be limited by cost of attendance limits minus all other aid received.

In order to apply for a Parent PLUS loan a parent must have an FSA ID. If a parent does not have an FSA ID or does not remember it, please visit: to either apply or request a duplicate.

This loan can be applied for here. Please note that any information relating to the “borrower” on the application and Master Promissory Note are asking for parent information not student information.  For more information on Parent PLUS loans, please visit the Parent PLUS loan page.

If the parent is approved, they will need to complete an electronic Master Promissory Note.

If the parent is denied, and the student wishes to request addition funding, please contact our office to review additional options you may have including receiving an additional unsubsidized loan.  For questions on credit decisions, credit appeals, or endorser-related questions, please contact Direct Loan Applicant Services at 800.557.7394. For questions on the servicing of your loan, please contact your loan servicer. If you are unsure who your loan servicer is, feel free to contact Direct Loan Servicing at 1-800-4-FED-AID (800.433.3243).

For additional information including current interest rates, please visit Federal Student Aid’s interest rate page.

Graduate Student PLUS Loan

Graduate students seeking additional loan funding may also apply for a Grad PLUS Loan. While the rate is higher than a graduate student’s Direct Loans, it is typically lower than a private, alternative loan.

If you should have any other questions on the loan itself, please visit the Graduate PLUS loan page. If you should have additional questions, just let us know.

Apply for Graduate Student PLUS Loan